Oceanside
At the south end of base. A beach city with lots of options.
PCS to California
Buying a home near Marine Corps Base Camp Pendleton
Where do military families live near Marine Corps Base Camp Pendleton?
Most Marine Corps Base Camp Pendleton families live in Oceanside, Temecula, Fallbrook or San Clemente. With a VA loan you can buy with no money down, and your BAH can count toward qualifying. Start your pre-approval as soon as you have orders so you're ready to make offers before you arrive.
Where families live
Towns near Marine Corps Base Camp Pendleton
Temecula
Inland to the northeast. More house for the money.
Fallbrook
On the east side of base, with a rural feel.
San Clemente
At the north end. Beach living at higher prices.
Good to know in California
California prices scare a lot of people off. With full VA entitlement there's no VA loan limit, so you can buy with $0 down as long as you qualify for the payment. California is also a community property state, so a spouse's debts can count when you qualify.
Your PCS timeline
How to buy before you report
Your BAH can count as income when you qualify. Look up your new rate on the official DoD BAH lookup.
As soon as you have orders
Reach out and get pre-approved. Look up the BAH rate for your new location so you know what fits.
Shop from where you are
Tour homes by video with a local agent, and use house-hunting leave if you can get it.
Make an offer and close
You can often sign your closing papers from your current station. If you'll be away, a specific power of attorney can work. Tell us early so we set it up correctly.
Move in
The VA expects the home to be your main residence, usually within about 60 days of closing. If you're deployed, your spouse living there can count.
Marine Corps Base Camp Pendleton questions
Straight answers
Where do most families live near Marine Corps Base Camp Pendleton?
Most families look at Oceanside, Temecula, Fallbrook or San Clemente. The best fit depends on where your unit works, your budget and how much space you want. We can help you compare neighborhoods and commutes.
Can I buy a home near Marine Corps Base Camp Pendleton before I arrive?
Yes. Many families get pre-approved at their current station, tour homes by video and close before or right after they report. If you'll be away, a specific power of attorney can let your spouse sign.
Can my BAH help me qualify?
Yes. Lenders can count BAH as income. Look up your rate for the Marine Corps Base Camp Pendleton area on the official DoD BAH lookup, and we'll use it in your pre-approval.
Get started
Orders to Marine Corps Base Camp Pendleton? Start now.
The earlier you get pre-approved, the more time you have to find the right home. One person on our team will be your point of contact from your current station to closing day.