PCS to North Carolina

Buying a home near MCAS Cherry Point

Where do military families live near MCAS Cherry Point?

Most MCAS Cherry Point families live in Havelock, New Bern or Morehead City. With a VA loan you can buy with no money down, and your BAH can count toward qualifying. Start your pre-approval as soon as you have orders so you're ready to make offers before you arrive.

Where families live

Towns near MCAS Cherry Point

Havelock

Right next to the air station.

New Bern

To the northwest. A historic river town.

Morehead City

To the east, on the coast.

Good to know in North Carolina

Near Camp Lejeune and Cherry Point, flood zones and wind coverage can change your payment. We price insurance before you make an offer.

Your PCS timeline

How to buy before you report

Your BAH can count as income when you qualify. Look up your new rate on the official DoD BAH lookup.

  1. As soon as you have orders

    Reach out and get pre-approved. Look up the BAH rate for your new location so you know what fits.

  2. Shop from where you are

    Tour homes by video with a local agent, and use house-hunting leave if you can get it.

  3. Make an offer and close

    You can often sign your closing papers from your current station. If you'll be away, a specific power of attorney can work. Tell us early so we set it up correctly.

  4. Move in

    The VA expects the home to be your main residence, usually within about 60 days of closing. If you're deployed, your spouse living there can count.

MCAS Cherry Point questions

Straight answers

Where do most families live near MCAS Cherry Point?

Most families look at Havelock, New Bern or Morehead City. The best fit depends on where your unit works, your budget and how much space you want. We can help you compare neighborhoods and commutes.

Can I buy a home near MCAS Cherry Point before I arrive?

Yes. Many families get pre-approved at their current station, tour homes by video and close before or right after they report. If you'll be away, a specific power of attorney can let your spouse sign.

Can my BAH help me qualify?

Yes. Lenders can count BAH as income. Look up your rate for the MCAS Cherry Point area on the official DoD BAH lookup, and we'll use it in your pre-approval.

Get started

Orders to MCAS Cherry Point? Start now.

The earlier you get pre-approved, the more time you have to find the right home. One person on our team will be your point of contact from your current station to closing day.

Call See if I qualify