Mountain Home
The closest town, a short drive from base.
PCS to Idaho
Most Mountain Home Air Force Base families live in Mountain Home or Boise. With a VA loan you can buy with no money down, and your BAH can count toward qualifying. Start your pre-approval as soon as you have orders so you're ready to make offers before you arrive.
Where families live
The closest town, a short drive from base.
Idaho's capital. Much bigger, with about an hour's drive.
Good to know in Idaho
Idaho is a community property state. Under VA rules, a spouse's debts can count when you qualify, even if your spouse isn't on the loan. We'll look at the whole picture up front so nothing surprises you in underwriting.
Your PCS timeline
Your BAH can count as income when you qualify. Look up your new rate on the official DoD BAH lookup.
Reach out and get pre-approved. Look up the BAH rate for your new location so you know what fits.
Tour homes by video with a local agent, and use house-hunting leave if you can get it.
You can often sign your closing papers from your current station. If you'll be away, a specific power of attorney can work. Tell us early so we set it up correctly.
The VA expects the home to be your main residence, usually within about 60 days of closing. If you're deployed, your spouse living there can count.
Mountain Home Air Force Base questions
Most families look at Mountain Home or Boise. The best fit depends on where your unit works, your budget and how much space you want. We can help you compare neighborhoods and commutes.
Yes. Many families get pre-approved at their current station, tour homes by video and close before or right after they report. If you'll be away, a specific power of attorney can let your spouse sign.
Yes. Lenders can count BAH as income. Look up your rate for the Mountain Home Air Force Base area on the official DoD BAH lookup, and we'll use it in your pre-approval.
Get started
The earlier you get pre-approved, the more time you have to find the right home. One person on our team will be your point of contact from your current station to closing day.