PCS to Florida

Buying a home near Patrick Space Force Base

Where do military families live near Patrick Space Force Base?

Most Patrick Space Force Base families live in Satellite Beach, Melbourne, Cocoa Beach or Palm Bay. With a VA loan you can buy with no money down, and your BAH can count toward qualifying. Start your pre-approval as soon as you have orders so you're ready to make offers before you arrive.

Where families live

Towns near Patrick Space Force Base

Satellite Beach

Just south of the base, on the beach.

Melbourne

To the south, with lots of options.

Cocoa Beach

To the north, beach town living.

Palm Bay

Farther south, with more house for the money.

Good to know in Florida

Coastal and low-lying areas may require flood insurance. We check it before you make an offer, not after.

Your PCS timeline

How to buy before you report

Your BAH can count as income when you qualify. Look up your new rate on the official DoD BAH lookup.

  1. As soon as you have orders

    Reach out and get pre-approved. Look up the BAH rate for your new location so you know what fits.

  2. Shop from where you are

    Tour homes by video with a local agent, and use house-hunting leave if you can get it.

  3. Make an offer and close

    You can often sign your closing papers from your current station. If you'll be away, a specific power of attorney can work. Tell us early so we set it up correctly.

  4. Move in

    The VA expects the home to be your main residence, usually within about 60 days of closing. If you're deployed, your spouse living there can count.

Patrick Space Force Base questions

Straight answers

Where do most families live near Patrick Space Force Base?

Most families look at Satellite Beach, Melbourne, Cocoa Beach or Palm Bay. The best fit depends on where your unit works, your budget and how much space you want. We can help you compare neighborhoods and commutes.

Can I buy a home near Patrick Space Force Base before I arrive?

Yes. Many families get pre-approved at their current station, tour homes by video and close before or right after they report. If you'll be away, a specific power of attorney can let your spouse sign.

Can my BAH help me qualify?

Yes. Lenders can count BAH as income. Look up your rate for the Patrick Space Force Base area on the official DoD BAH lookup, and we'll use it in your pre-approval.

Get started

Orders to Patrick Space Force Base? Start now.

The earlier you get pre-approved, the more time you have to find the right home. One person on our team will be your point of contact from your current station to closing day.

Call See if I qualify