Little Rock Air Force Base · Fort Chaffee

VA loans in Arkansas

Can you use a VA loan in Arkansas?

Yes. You can use a VA loan anywhere in Arkansas, from Little Rock to Fort Smith. Arkansas doesn't tax military retirement pay. We lend in Arkansas and help military families buy near every major base in the state.

Good to know

What's different about buying in Arkansas

Military retirement and state taxes

Arkansas doesn't tax military retirement pay.

Property tax help for disabled Veterans

Arkansas exempts the home of a Veteran rated 100% permanent and total from property tax. Apply with your county assessor. Apply through your local tax office after you move in.

Rural homes work with VA too

VA loans aren't just for city homes. Plenty of Arkansas buyers use them on homes with acreage, wells or septic, as long as the property meets VA standards.

Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.

PCSing to Arkansas?

Bases I help families buy near

Wherever your orders say, we lend there. Here's where families usually look.

Arkansas questions

Straight answers

Does Arkansas tax military retirement pay?

Arkansas doesn't tax military retirement pay. VA disability compensation isn't taxed.

What property tax breaks do disabled Veterans get in Arkansas?

Arkansas exempts the home of a Veteran rated 100% permanent and total from property tax. Apply with your county assessor. Rules and amounts can change, so confirm with your local tax office.

Can I use a VA loan anywhere in Arkansas?

Yes. VA loans work in cities, suburbs and rural areas across Arkansas, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.

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