Military retirement and state taxes
Partly. Delaware excludes a set amount of military retirement pay at any age, and lawmakers have been raising it. Check the amount for your tax year.
Dover Air Force Base
VA loans in Delaware
Can you use a VA loan in Delaware?
Yes. You can use a VA loan anywhere in Delaware, from Dover to Wilmington. Delaware gives military retirees a partial tax break on their retirement pay. We lend in Delaware and help military families buy across the state, including Guard and Reserve families.
Good to know
What's different about buying in Delaware
Property tax help for disabled Veterans
Veterans rated 100% can get a credit for the school portion of their property taxes after living in Delaware for 3 years. Apply through your local tax office after you move in.
Budget for HOA dues
Many newer neighborhoods around Dover have homeowners association dues. They count toward your monthly costs, so we factor them in from the start.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Delaware?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Dover Air Force BaseDover, Camden, Magnolia, Smyrna
Buying near Dover Air Force Base →
Delaware questions
Straight answers
Does Delaware tax military retirement pay?
Partly. Delaware excludes a set amount of military retirement pay at any age, and lawmakers have been raising it. Check the amount for your tax year. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Delaware?
Veterans rated 100% can get a credit for the school portion of their property taxes after living in Delaware for 3 years. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Delaware?
Yes. VA loans work in cities, suburbs and rural areas across Delaware, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in Delaware? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.