Military retirement and state taxes
Hawaii doesn't tax military retirement pay.
Joint Base Pearl Harbor-Hickam · Schofield Barracks
VA loans in Hawaii
Can you use a VA loan in Hawaii?
Yes. You can use a VA loan anywhere in Hawaii, from Honolulu to Kapolei. Hawaii doesn't tax military retirement pay. We lend in Hawaii and help military families buy near every major base in the state.
Good to know
What's different about buying in Hawaii
Property tax help for disabled Veterans
Hawaii exempts the home of a Veteran who is totally disabled due to service from property tax. Apply through your local tax office after you move in.
Condos and leasehold need a check
A lot of Hawaii homes are condos, and condos need to be in a VA-approved project. Some properties are leasehold, meaning you own the home but lease the land. VA can work with both, but we check early.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Hawaii?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Joint Base Pearl Harbor-HickamHonolulu, Ewa Beach, Kapolei, Aiea
Buying near Joint Base Pearl Harbor-Hickam → - Schofield BarracksWahiawa, Mililani
Buying near Schofield Barracks → - Marine Corps Base HawaiiKailua, Kaneohe
Buying near Marine Corps Base Hawaii →
Hawaii questions
Straight answers
Does Hawaii tax military retirement pay?
Hawaii doesn't tax military retirement pay. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Hawaii?
Hawaii exempts the home of a Veteran who is totally disabled due to service from property tax. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Hawaii?
Yes. VA loans work in cities, suburbs and rural areas across Hawaii, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in Hawaii? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.