Military retirement and state taxes
Iowa doesn't tax military retirement pay.
Camp Dodge (Iowa National Guard) · 185th Air Refueling Wing
VA loans in Iowa
Can you use a VA loan in Iowa?
Yes. You can use a VA loan anywhere in Iowa, from Des Moines to Sioux City. Iowa doesn't tax military retirement pay. We lend in Iowa and help military families buy across the state, including Guard and Reserve families.
Good to know
What's different about buying in Iowa
Property tax help for disabled Veterans
Iowa's Disabled Veteran Homestead Credit can greatly reduce property tax for Veterans rated 100% permanent and total or paid at 100% for unemployability. Apply through your local tax office after you move in.
Guard and Reserve families qualify too
Most Iowa VA buyers are Veterans and Guard or Reserve members, not active duty. Six years of Guard or Reserve service, or 90 days on federal orders, can make you eligible.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Iowa?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Camp Dodge (Iowa National Guard)Johnston, Des Moines, Urbandale
- 185th Air Refueling WingSioux City
Iowa questions
Straight answers
Does Iowa tax military retirement pay?
Iowa doesn't tax military retirement pay. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Iowa?
Iowa's Disabled Veteran Homestead Credit can greatly reduce property tax for Veterans rated 100% permanent and total or paid at 100% for unemployability. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Iowa?
Yes. VA loans work in cities, suburbs and rural areas across Iowa, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in Iowa? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.