Military retirement and state taxes
Partly. Maryland lets military retirees subtract up to $12,500 of retirement pay, or up to $20,000 at age 55 and older.
Fort Meade · Joint Base Andrews
VA loans in Maryland
Can you use a VA loan in Maryland?
Yes. You can use a VA loan anywhere in Maryland, from Annapolis to Columbia. Maryland gives military retirees a partial tax break on their retirement pay. We lend in Maryland and help military families buy near every major base in the state.
Good to know
What's different about buying in Maryland
Property tax help for disabled Veterans
Maryland exempts the home of a Veteran rated 100% permanent and total from property tax. Apply through your local tax office after you move in.
Condos and townhomes need approval
Near Fort Meade and Andrews, lots of buyers look at condos and townhomes. Condos must be in a VA-approved project, and many townhome communities have HOA dues. We check both before you fall in love with a place.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Maryland?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Fort MeadeOdenton, Severn, Laurel, Columbia
Buying near Fort Meade → - Joint Base AndrewsClinton, Upper Marlboro, Waldorf
Buying near Joint Base Andrews → - Aberdeen Proving GroundAberdeen, Bel Air, Havre de Grace
Buying near Aberdeen Proving Ground → - Naval Air Station Patuxent RiverLexington Park, California, Leonardtown
Buying near Naval Air Station Patuxent River → - U.S. Naval AcademyAnnapolis, Crofton
Buying near U.S. Naval Academy →
Maryland questions
Straight answers
Does Maryland tax military retirement pay?
Partly. Maryland lets military retirees subtract up to $12,500 of retirement pay, or up to $20,000 at age 55 and older. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Maryland?
Maryland exempts the home of a Veteran rated 100% permanent and total from property tax. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Maryland?
Yes. VA loans work in cities, suburbs and rural areas across Maryland, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
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Buying in Maryland? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.