Military retirement and state taxes
Michigan doesn't tax military retirement pay.
Selfridge Air National Guard Base · Detroit Arsenal
VA loans in Michigan
Can you use a VA loan in Michigan?
Yes. You can use a VA loan anywhere in Michigan, from Detroit to Grand Rapids. Michigan doesn't tax military retirement pay. We lend in Michigan and help military families buy near every major base in the state.
Good to know
What's different about buying in Michigan
Property tax help for disabled Veterans
Michigan exempts the home of a Veteran rated 100% (or paid at 100% for unemployability) from property tax. Apply through your local tax office after you move in.
File your Principal Residence Exemption
In Michigan, filing a Principal Residence Exemption on your home lowers your school property taxes. It isn't automatic, so we'll remind you after closing.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Michigan?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Selfridge Air National Guard BaseHarrison Township, Macomb, Mount Clemens
- Detroit ArsenalWarren, Sterling Heights
- Camp GraylingGrayling
Michigan questions
Straight answers
Does Michigan tax military retirement pay?
Michigan doesn't tax military retirement pay. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Michigan?
Michigan exempts the home of a Veteran rated 100% (or paid at 100% for unemployability) from property tax. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Michigan?
Yes. VA loans work in cities, suburbs and rural areas across Michigan, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in Michigan? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.