Military retirement and state taxes
Partly. Montana exempts half of military retirement pay for up to five years after you become a resident, with limits.
Malmstrom Air Force Base
VA loans in Montana
Can you use a VA loan in Montana?
Yes. You can use a VA loan anywhere in Montana, from Great Falls to Billings. Montana gives military retirees a partial tax break on their retirement pay. We lend in Montana and help military families buy across the state, including Guard and Reserve families.
Good to know
What's different about buying in Montana
Property tax help for disabled Veterans
Montana offers income-based property tax relief for Veterans rated 100% or paid at 100% for unemployability. Apply through your local tax office after you move in.
Acreage is fine, within reason
VA loans can work on homes with land, as long as the acreage is typical for the area and the home is your main residence. Big working ranches usually need a different loan.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Montana?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Malmstrom Air Force BaseGreat Falls
Buying near Malmstrom Air Force Base →
Montana questions
Straight answers
Does Montana tax military retirement pay?
Partly. Montana exempts half of military retirement pay for up to five years after you become a resident, with limits. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Montana?
Montana offers income-based property tax relief for Veterans rated 100% or paid at 100% for unemployability. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Montana?
Yes. VA loans work in cities, suburbs and rural areas across Montana, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
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