Nellis Air Force Base · Creech Air Force Base

VA loans in Nevada

Can you use a VA loan in Nevada?

Yes. You can use a VA loan anywhere in Nevada, from Las Vegas to Reno. Nevada has no state income tax, so your military retirement isn't taxed by the state. We lend in Nevada and help military families buy near every major base in the state.

Good to know

What's different about buying in Nevada

Military retirement and state taxes

Nevada has no state income tax, so military retirement, VA disability pay and wages aren't taxed by the state.

Property tax help for disabled Veterans

Nevada lowers the assessed value of a home owned by a Veteran rated 60% or higher, with bigger reductions at higher ratings. Apply through your local tax office after you move in.

Community property rules apply

Nevada is a community property state. Under VA rules, a spouse's debts can count when you qualify, even if your spouse isn't on the loan. We'll look at the whole picture up front so nothing surprises you in underwriting.

Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.

PCSing to Nevada?

Bases I help families buy near

Wherever your orders say, we lend there. Here's where families usually look.

Nevada questions

Straight answers

Does Nevada tax military retirement pay?

Nevada has no state income tax, so military retirement, VA disability pay and wages aren't taxed by the state. VA disability compensation isn't taxed.

What property tax breaks do disabled Veterans get in Nevada?

Nevada lowers the assessed value of a home owned by a Veteran rated 60% or higher, with bigger reductions at higher ratings. Rules and amounts can change, so confirm with your local tax office.

Can I use a VA loan anywhere in Nevada?

Yes. VA loans work in cities, suburbs and rural areas across Nevada, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.

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Buying in Nevada? Let's talk.

One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.

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