Military retirement and state taxes
New Jersey doesn't tax military retirement pay.
Joint Base McGuire-Dix-Lakehurst · Picatinny Arsenal
VA loans in New Jersey
Can you use a VA loan in New Jersey?
Yes. You can use a VA loan anywhere in New Jersey, from Toms River to Mount Holly. New Jersey doesn't tax military retirement pay. We lend in New Jersey and help military families buy near every major base in the state.
Good to know
What's different about buying in New Jersey
Property tax help for disabled Veterans
New Jersey exempts the home of a Veteran rated 100% permanent and total from property tax. Other eligible Veterans get a smaller annual deduction. Apply through your local tax office after you move in.
Property taxes are high, so the exemption is huge
New Jersey has some of the highest property taxes in the country. If you're rated 100% permanent and total, filing for your exemption can save you thousands every year.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to New Jersey?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Joint Base McGuire-Dix-LakehurstWrightstown, Browns Mills, Mount Holly, Toms River
Buying near Joint Base McGuire-Dix-Lakehurst → - Picatinny ArsenalRockaway, Dover, Jefferson
- Naval Weapons Station EarleColts Neck, Middletown
New Jersey questions
Straight answers
Does New Jersey tax military retirement pay?
New Jersey doesn't tax military retirement pay. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in New Jersey?
New Jersey exempts the home of a Veteran rated 100% permanent and total from property tax. Other eligible Veterans get a smaller annual deduction. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in New Jersey?
Yes. VA loans work in cities, suburbs and rural areas across New Jersey, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
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Buying in New Jersey? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.