Military retirement and state taxes
North Dakota doesn't tax military retirement pay.
Minot Air Force Base · Grand Forks Air Force Base
VA loans in North Dakota
Can you use a VA loan in North Dakota?
Yes. You can use a VA loan anywhere in North Dakota, from Minot to Grand Forks. North Dakota doesn't tax military retirement pay. We lend in North Dakota and help military families buy across the state, including Guard and Reserve families.
Good to know
What's different about buying in North Dakota
Property tax help for disabled Veterans
North Dakota gives Veterans rated 50% or higher a property tax credit that grows with the rating. Apply through your local tax office after you move in.
Inventory can be tight near base
Around Minot and Grand Forks, good homes don't sit long, especially in PCS season. Getting pre-approved before you arrive helps a lot.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to North Dakota?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Minot Air Force BaseMinot, Surrey
Buying near Minot Air Force Base → - Grand Forks Air Force BaseGrand Forks, Emerado
Buying near Grand Forks Air Force Base →
North Dakota questions
Straight answers
Does North Dakota tax military retirement pay?
North Dakota doesn't tax military retirement pay. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in North Dakota?
North Dakota gives Veterans rated 50% or higher a property tax credit that grows with the rating. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in North Dakota?
Yes. VA loans work in cities, suburbs and rural areas across North Dakota, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in North Dakota? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.