Military retirement and state taxes
Mostly taxed. Oregon only exempts the part of military retirement earned for service before October 1991. Pay for service after that is taxed.
Kingsley Field (Oregon Air National Guard) · Portland Air National Guard Base
VA loans in Oregon
Can you use a VA loan in Oregon?
Yes. You can use a VA loan anywhere in Oregon, from Portland to Klamath Falls. Oregon taxes most military retirement pay, but there are other benefits worth knowing. We lend in Oregon and help military families buy across the state, including Guard and Reserve families.
Good to know
What's different about buying in Oregon
Property tax help for disabled Veterans
Oregon lowers your home's assessed value by a set amount, adjusted each year, if you're rated 40% or higher. Apply through your local tax office after you move in.
Check wildfire risk and insurance
In parts of Oregon, wildfire risk affects insurance price and availability. We'll get a quote early so it doesn't hold up closing.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Oregon?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Kingsley Field (Oregon Air National Guard)Klamath Falls
- Portland Air National Guard BasePortland, Gresham
Oregon questions
Straight answers
Does Oregon tax military retirement pay?
Mostly taxed. Oregon only exempts the part of military retirement earned for service before October 1991. Pay for service after that is taxed. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Oregon?
Oregon lowers your home's assessed value by a set amount, adjusted each year, if you're rated 40% or higher. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Oregon?
Yes. VA loans work in cities, suburbs and rural areas across Oregon, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in Oregon? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.